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A tale of two Cities
Have you ever turned up at a place and realised you shouldn’t be there – but stayed anyway just to see what it was like? That’s what happened to me yesterday. I went to an event about the...
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Steve Webb – a new model politician?
Let me declare an interest, I am a Liberal, born into a Liberal family in a part of the world where Liberalism is the natural opposition to conservatism. Steve Webb is from that part of the world,...
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BRITAIN’S BIGGEST TABOOS: 20 MILLION PEOPLE STRESSED ABOUT FINANCES, YET...
I don’t normally do press releases on here, I will make an exception here. People are embarrassed about money – when it’s their money they are talking about. The taboos about debt, wealth and...
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Aren’t pensions worth a mention in this election?
Why has there been so little comment this election campaign on pensions? When the rabbit came out of the hat in #Budget2014, many thought the freedom of pensions was the Conservatives great “retail...
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Simplifying AE – why the workforce assessment IS worth it
The Government is calling for ideas to simplify auto-enrolment. I had an interesting discussion with a senior payroll policy lobbyist yesterday. She argues that the “workforce assessment” is too...
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The tricky job of enrolling the self-employed into pensions
The estimate from the Citizen’s Advice Bureau that some 460,000 extra workers are currently missing out on auto-enrolment because employers deem them independently self-employed seems reasonable. When...
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Auto-enrolment limits – what the DWP aren’t saying!
The DWP’s paper on the Earnings Trigger and Qualifying Earnings Bands(QEB) for auto-enrolment next year is very well written and gives an insight into just how much thought is going into managing the...
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I’m nearly 55 – here’s what I’m doing for myself!
Exactly how I intend to live the rest of my life! In this blog, I want to share with you my DIY approach to organising my finances as I approach 55. 55 has become an important year as it is the point...
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The incoherence of UUK’s attitude towards risk – Mike Otsuka
Low risk is intolerable when shared by 350 institutions but high risk is fine when borne by workers individually USS’s current troubles, and UUK’s proposed solution, reflect an incoherent attitude...
View ArticleTreasury flies a pension kite on a stormy weekend
For as long as I’ve been advising on pensions, the weeks running up to the budget have been filled with rumours of draconian reductions in the subsidies available to the rich to featherbed their...
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